Pakistan’s Financial Inclusion Index rose to 59.5 in 2025 from 58.1 in 2024, supported by increased use of financial services and improvements in access and service quality, the State Bank of Pakistan (SBP) said.
The Pakistan Financial Inclusion Index (P-FII) measures the extent of financial inclusion in the country. Its growth reflects progress under the National Financial Inclusion Strategy (NFIS) 2024-28, which aims to expand access to and use of financial services.
The SBP said the increase was driven primarily by growth in the Usage sub-index, followed by improvements in the Access and Quality sub-indices.
Key contributors included the onboarding of merchants to the Raast payment system, expansion of the digital payments ecosystem, the introduction of digital banks and account-opening drives.
The SBP said these developments were further supported by a stronger focus on consumer needs and financial literacy.
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