Apple iPhone 18 Pro
Apple iPhone 17
Samsung Galaxy Z Fold 8
Google Pixel 11
Motorola Razr
Right now, T-Mobile is handing out free phones across all the major brands — Apple, Samsung, Google, and Motorola. But before you get too excited, there’s some fine print we need to go over:
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You’ll get a monthly bill credit. “Free” means T-Mobile pays off the phone by giving you a monthly credit on your bill for 36 months. If you decide to switch carriers, cancel your account, or downgrade your plan before those three years are up, all remaining monthly credits disappear and the full remaining cash balance of the phone is due right away.
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There are upfront costs. On standard financing (Standard EIP), you still have to pay sales tax on the full retail price of the phone plus a $35 device connection fee upfront at checkout. T-Mobile’s new financing tier, “EIP Flex 36,” lets well-qualified buyers roll those taxes and fees into the 36-month plan, but you’re still paying them over time.
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You’ll need to have an eligible plan. To get the best deal, you’ll have to be on T-Mobile’s top-tier, pricier plans (like Experience Beyond 2.0, Experience Beyond, or Go5G Next). Lower plans like Essentials or Magenta still get discounts, but they drop down to $730 or $300 off.
If you’re cool with sticking with T-Mobile for three years, this is about as cheap as you can get a flagship phone.
Our favorite deal: Apple iPhone 18 Pro ($0 with eligible trade-in or switch)
Why we like it
Apple’s newest flagship just hit the market, and T-Mobile’s launch offer is easily the best way to get it without paying $1,200 out of pocket.
Here’s how to claim the deal:
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Choose your phone. You get the full $1,200 credit (making the 128GB or 256GB iPhone 18 Pro free) by either trading in an eligible phone in any condition OR by porting your line over to T-Mobile from another carrier on Experience Beyond 2.0, Experience Beyond, or Go5G Next.
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Check your plan tier. If you’re on Experience More or Go5G Plus, the trade-in credit drops to $930 off. If you’re on Essentials 2.0, Essentials, Go5G, or Magenta, adding a line and trading in gets you up to $730 off.
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Checkout. Pay the local sales tax and $35 connection fee at checkout under standard financing, or opt for EIP Flex 36 to roll those fees into your monthly bill credits if eligible.